Business financing big or small Cheddar Capital covers it all. With our easy to use 5 minute online application, we can get you multiple business loan offers within hours. Cheddar Capital is your number one business financing source. At Cheddar Capital, you’ll receive personal service and customized business loan options to help you reach your business goals. Cheddar Capital is a private company based out of Memphis, Tennessee where we provide the best business loans in and Dallas, Texas and to the local nearby cities as well as nationwide. You’ll receive expert support from our family owned and operated company.